BENEFITS FOR THE RIDER
FLEXIBILITY
Multiple end of term options to enhance your H-D® motorcycle ownership experience; Pay off your current motorcycle to own it outright, trade-in(1), refinance(2) or return(3) it to an authorized dealership at the end of your term.
SHORTER TERMS
Customize your payment period with either a 36-or 48-month term - a shorter time frame than standard financing options.
ATTRACTIVE MONTHLY PAYMENTS
Enjoy a break from traditional buying and leasing by making monthly payments as low as $347+ on Grand American Touring Models with 10% down and a final balloon payment of $15,685 due at the end of the 48-month term. *WITH APPROVED CREDIT
FREQUENTLY ASKED QUESTIONS
What Models Qualify?
All current and prior model year new Harley-Davidson Motorcycle models are eligible for H-D™ Flex Financing. LiveWire™ models are also available for Flex Financing.
What Terms Are Available?
36 and 48 Month Terms Available.
What Tiers Qualify For Flex Financing?
H-D Flex Financing will be available on Tiers 1-4.
What Happens At The End Of The Term Of The Flex Financing Program?
Trade-In:
Renew Your 36 Or 48 Month Financing Plan By Trading In Your Current Bike For Any New Harley-Davidson Model.
Keep:
Refinance Or Pay Off The Remaining Balance To Own Your H-D Motorcycle Outright.
Return:
Bring Your Motorcycle Back To An Authorized Harley-Davidson Dealership When Your Term Ends To Conclude The Program.
Are There Any Mileage Or Wear & Tear Restrictions On The H-D Flex Financing Program?
The Annual Allowable Mileage is 5000 Miles. Additional Miles Are .20/mile, There is a Wear-And Tear Checklist Similar To Any Trade-in or Vehicle Inspection Report.
Is This A Lease Program?
No, You Own The Motorcycle. At The End Of The Term You Trade-In, Return The Motorcycle, Or Keep The Motorcycle By Refinancing Or Making The Final Loan Balance.
What Is The Motorcycle Worth At The End Of The H-D Flex Finance Program?
A Residual Value is Set At The Time Of Purchase.
01
Prices listed are the Manufacturer’s Suggested Retail Prices for base models. Options such as color are available at additional cost. Prices exclude tax, title, licensing, registration fees, destination charges, surcharges (attributable to raw materials costs in the product supply chain), added accessories, and additional dealer charges, if any, and are subject to change. Harley-Davidson reimburses dealers for performing manufacturer-specified pre-delivery inspection and setup tasks. Dealer prices may vary.
02
North America security system includes immobilizer; outside North America the security system includes immobilizer.
03
Standard and optional wheels may vary by country and region.
04
Estimated from fuel economy tests on a sample motorcycle from the corresponding family conducted by Harley-Davidson under ideal laboratory conditions. Not all motorcycle models undergo fuel economy testing. Fuel economy and mileage may vary among motorcycle models within a family. Your mileage may vary depending on your personal riding habits, weather conditions, trip length, vehicle condition and vehicle configuration and other conditions. Break-in mileage may vary.
05
Values shown are nominal. Performance may vary by country and region.
06
Standard and optional fuel systems may vary by country.
07
Recommended 91 octane (95 RON) or higher fuel (R+M)/2.
08
Measurement reflects 180 lb. (81.7 kg) operator weight.
09
See motorcycle owner’s manual for complete details.
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Terms, conditions, and additional fees apply. Motorcycles may be ineligible for return due to excess wear and tear, excessive modifications, or other conditions.
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Visit H-DVisa.com for details. The creditor and issuer of the Harley‑Davidson® Visa® card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.
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Prices listed are the Manufacturer’s Suggested Retail Prices (MSRP). MSRP excludes tax, title, licensing, registration fees, destination charges (including freight, handling and processing), surcharges (attributable to raw materials cost in the product supply chain), dealer-added accessories and installation, and additional dealer charges, if any. Harley-Davidson charges dealers for destination charges (including freight, handling and processing) and may make a profit on those charges. Harley-Davidson reimburses dealers for performing manufacturer-specified pre-delivery inspection and setup tasks. Dealer prices may vary.
13
Visit H-DVisa.com for details. The creditor and issuer of the Harley‑Davidson® Visa® card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.
14
Financing Offer available for Used Harley‑Davidson® motorcycles financed through Eaglemark Savings Bank (ESB) and is subject to credit approval. Not all applicants will qualify. 7.29% APR offer is available on Used Harley‑Davidson® motorcycles to high credit tier customers at ESB and only for up to a 60 month term. The APR may vary based on the applicant’s past credit performance and the term of the loan. For example, a 2023 Softail® Standard motorcycle in Vivid Black with a sale price of $14,399, no down payment and amount financed of $14,399, 60 month repayment term, and 7.29% APR results in monthly payments of $287.09. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at any time. See your Harley‑Davidson® Dealership for details.
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Financing Offer available only on used Harley‑Davidson motorcycles financed through Eaglemark Savings Bank (ESB) and is subject to credit approval. Not all applicants will qualify. 6.64% APR offer is available only to high credit tier customers who have completed a Riding Academy, Skilled Riders, MSF or other state accredited course within 180 days of application date and only for up to a 60 month term. The APR may vary based on the applicant's past credit performance and the term of the loan. For example, a 2023 Softail Standard motorcycle in Vivid Black with a sale price of $14,399, no down payment and amount financed of $14,399, 60 month repayment term, and 6.64% APR results in monthly payments of $282.68. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at anytime. See your Harley-Davidson® Dealership for details.
16
Prices listed are the Manufacturer’s Suggested Retail Prices for base models. Options such as color are available at additional cost. Prices exclude tax, title, licensing, registration fees, destination charges, surcharges (attributable to raw materials costs in the production supply chain), added accessories, and additional dealer charges, if any, and are subject to change. Harley-Davidson reimburses dealers for performing manufacturer-specified pre-delivery inspection and setup tasks. Dealer prices may vary.
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Financing Offer available only on new Harley-Davidson® motorcycles financed through Eaglemark Savings Bank (ESB) and is subject to credit approval. Not all applicants will qualify. This 10.99% offer is available on new Harley Davidson® motorcycles to high credit tier customers at ESB and only for up to an 84-month term. The APR may vary based on the applicant’s past credit performance and the term of the loan. For example, a 2025 Nightster® motorcycle in Billiard Gray with an MSRP of $9,999 a 10% down payment and amount financed of $8,999.10, 84-month repayment term, and 10.99% APR results in monthly payments of $154.04. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at any time. See your Harley-Davidson® Dealership for details.
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Financing Offer available only on new Harley-Davidson® motorcycles financed through Eaglemark Savings Bank (ESB) and is subject to credit approval. Not all applicants will qualify. This 11.99% offer is available on new Harley Davidson® motorcycles to high credit tier customers at ESB and only for up to an 96-month term. The APR may vary based on the applicant’s past credit performance and the term of the loan. For example, a 2025 Street Glide® motorcycle in Billiard Gray with an MSRP of $27,749, a 10% down payment and amount financed of $24,974.10, 96-month repayment term, and 11.99% APR results in monthly payments of $405.76. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at any time. See your Harley-Davidson® Dealership for details.
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Customers who choose the return option will need to pay the balance of the loan, which will vary depending on when the bike is returned, along with a return fee of up to $395 and any costs to repair excess wear and tear. Subject to payoff, fees, and condition requirements.
20
Visit H-DVisa.com for details. The creditor and issuer of the Harley‑Davidson® Visa® card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.
21
Financing Offer available only on New Harley-Davidson® motorcycles financed through Eaglemark Savings Bank (ESB) and is subject to credit approval. Not all applicants will qualify. 8.19% APR offer is available only to high credit tier customers at ESB and only for a 48-month term. The APR may vary based on the applicant s past credit performance and the term of the loan. For example, a 2025 Road Glide® in Billiard Gray with an MSRP of $27,999, 10% down payment and amount financed of $25,199.10, 48-month repayment term, and 8.19% APR results in 47 monthly payments of $15,684.78 and a 48th balloon payment of $346.29. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. This Financing Offer is valid during the period of October 14, 2025 - October 31, 2025. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at anytime.